Privacy Policy

Who We Are

Kythond Byl is an investment theory education platform operating from our Cork office. We help people understand investment principles through practical, theory-based learning. You can reach us at 3400, Airport Business Park, Kinsale Road, Cork, Ireland.

For any questions about how we handle your data, email us at [email protected] or call +353419837150.

Information We Collect

We only collect what we actually need. Here's what that looks like in practice:

Information You Give Us Directly

• Your name and email address when you contact us or sign up for our newsletter
• Phone number if you choose to provide it for direct communication
• Any information you include in messages or inquiry forms
• Educational background details if you share them with us

Information We Collect Automatically

• Your IP address and general location (country/city level, not your exact address)
• Browser type and device information
• Pages you visit on our site and how long you spend there
• Referral source (how you found us)
• Date and time of your visits

We use standard web technologies like cookies to collect this automatic information. You can control cookies through your browser settings, though some features might not work as smoothly if you disable them.

How We Use Your Information

We're not in the business of selling data or bombarding you with irrelevant marketing. Here's what we actually do with your information:

1. Service Delivery: When you contact us, we use your information to respond appropriately and maintain a record of our conversation.
2. Educational Communications: If you sign up for updates, we'll send you relevant content about investment theory and our educational offerings.
3. Website Improvement: Analytics help us understand what's working and what isn't, so we can make the site more useful.
4. Legal Compliance: Sometimes we're required by law to keep certain records or provide information to authorities.

Legal Basis for Processing

Under GDPR, we need a legal reason to process your data. Here's what applies to us:

Processing Activity	Legal Basis
Responding to inquiries	Legitimate interest in providing customer service
Sending marketing emails	Your explicit consent (opt-in)
Website analytics	Legitimate interest in improving our services
Maintaining records	Legal obligation and legitimate business interest

Who We Share Your Information With

We don't sell your data. Period. But we do work with some third parties to run our business:

• Email Service Providers: We use email platforms to send newsletters and respond to inquiries. They only access your data to provide this service.
• Analytics Services: Tools like Google Analytics help us understand website usage. These services collect data according to their own privacy policies.
• Hosting Providers: Our website and data are hosted on secure servers managed by reputable providers.
• Legal Authorities: We'll share information if legally required to do so, such as in response to court orders.

All our service providers are required to protect your data and can only use it for the specific purposes we've authorized.

Your Rights Under Irish and EU Law

You have substantial control over your personal data. Here's what you can do:

Access and Portability

You can request a copy of all the personal data we hold about you. We'll provide it in a commonly used electronic format within one month of your request.

Correction and Updates

If any information we have is wrong or outdated, just let us know and we'll fix it. You can also update your own information by contacting us directly.

Deletion (Right to be Forgotten)

You can ask us to delete your personal data. We'll comply unless we have a legitimate reason to keep it (like legal obligations or ongoing service provision).

Objection and Restriction

You can object to how we process your data or ask us to restrict processing in certain situations. For example, you can opt out of marketing emails at any time.

Withdraw Consent

If we're processing your data based on consent (like marketing emails), you can withdraw that consent whenever you want. It won't affect any processing we did before you withdrew consent.

How We Protect Your Data

Security isn't just a checkbox for us. We've implemented several measures to keep your information safe:

• All data transmission is encrypted using SSL/TLS protocols
• Our servers are protected by firewalls and intrusion detection systems
• Access to personal data is restricted to authorized personnel only
• We regularly review and update our security practices
• Regular backups are maintained in secure, encrypted storage

That said, no system is 100% secure. We do our best to protect your information, but we can't guarantee absolute security. If we ever experience a data breach that affects you, we'll notify you and the relevant authorities as required by law.

Data Retention

We don't keep your data longer than necessary. Here's our general approach:

• Inquiry Records: Kept for three years after last contact for reference and service quality
• Marketing Lists: Retained until you unsubscribe, then removed within 30 days
• Analytics Data: Aggregated data retained indefinitely; individual data deleted after 26 months
• Legal Records: Kept as long as required by Irish law (typically 6-7 years for financial records)

When we delete data, we make sure it's properly erased from our systems and backups, not just hidden from view.

Cookies and Tracking

Like most websites, we use cookies. These are small text files stored on your device that help the site function and provide us with information about how it's being used.

Types of Cookies We Use

• Essential Cookies: These keep the site working properly. Without them, certain features won't function.
• Analytics Cookies: Help us understand which pages are popular and how visitors move through the site.
• Preference Cookies: Remember your choices to make your next visit easier.

You can control cookies through your browser settings. Most browsers let you refuse cookies or alert you when they're being sent. Keep in mind that disabling cookies might affect how the site works for you.

International Data Transfers

Your data is primarily stored and processed within the European Economic Area. If we ever need to transfer data outside the EEA, we'll ensure appropriate safeguards are in place, such as:

• Standard contractual clauses approved by the European Commission
• Transfers to countries with adequate data protection laws
• Your explicit consent for the specific transfer

Any service providers we use outside the EEA are carefully vetted to ensure they meet European data protection standards.

Children's Privacy

Our services aren't designed for children under 16. We don't knowingly collect information from children. If you're a parent or guardian and believe we have information about your child, please contact us and we'll delete it promptly.

Changes to This Policy

We review and update this policy periodically to reflect changes in our practices or legal requirements. The "Effective Date" at the top shows when it was last updated.

If we make significant changes, we'll notify you through email (if we have your address) or by posting a prominent notice on our website. We encourage you to review this policy occasionally to stay informed about how we're protecting your information.

Complaints and Concerns

If you're not happy with how we've handled your data, please contact us first so we can try to resolve the issue. We take complaints seriously and will investigate thoroughly.

You also have the right to lodge a complaint with the Data Protection Commission in Ireland. Their contact information: